Mint Budgeting App Review 2023 (2024)

Mint is not only free—it’s also easy to set up and use. There are times when you may need to reconnect a financial account, which can be a nuisance, but overall the app does exactly what it’s intended to do. Not only can you track spending and create budgets, but also you get a bird’s-eye view of your overall financial standing.

Having access to Mint online and through the mobile app is helpful, especially if you’re doing a deeper dive into your finances and budget. Insights from Mint also provide extra help to spot trends in your spending so you can save money.

Among free budgeting apps, it’s hard to find another app that provides more value than Mint. It’s not perfect, but it’s an excellent tool whether you’re a budgeting pro or a novice.

Goodbudget vs. Mint

Goodbudget is a straightforward budgeting tool that uses an envelope system for tracking expenses. You enter your income and categorize your expenses into virtual envelopes within the app. Then, you set aside a certain amount of money in each envelope to help you budget.

Unlike Mint, Goodbudget doesn’t link to your financial accounts for real-time tracking of your finances. Instead, all transactions are entered manually. This makes it best for people who prefer a budgeting app that doesn’t require their account credentials to work.

Goodbudget offers both a free version and a paid subscription. The primary benefit of the paid version is it includes unlimited envelopes. And while it doesn’t have all the bells and whistles that Mint has, Goodbudget lets you sync your budget across devices and track your debt to help you pay it off faster.

PocketGuard vs. Mint

Like Mint, PocketGuard is a highly rated app that links to your financial accounts to help you track and stay on top of your spending, bills and overall budget. Purchases are automatically uploaded to the app, so you can track your finances in real time.

PocketGuard also comes with tools and services similar to Mint’s offerings, which are designed to help you save amounts big and small. These features include bill tracking, subscription monitoring and graphs of your accounts, net worth and investments.

PocketGuard has a free and paid version, which is more expensive than Mint’s paid service. But some may find the extra cost worth it, due to PocketGuard’s ease of use and greater flexibility in creating categories and setting financial goals.

Honeydue vs. Mint

Honeydue is a free mobile app built with couples in mind. It lets you and your partner view the same bills, set budgets and plan financial milestones together. Like Mint, Honeydue links to multiple financial accounts for real-time tracking of bills and spending, so there are no surprises.

However, not everything has to be shared. Honeydue also lets you set individual financial goals that only you can see. Considering money is among the top relationship issues, Honeydue may help reduce relationship stress by creating more transparency and trust.

The Honeydue app is completely free, including the Honeydue joint banking account that’s part of the service. It has no monthly fees or minimum balance requirements and grants you access to a nationwide network of more than 55,000 fee-free ATMs.

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I've delved deep into the world of personal finance apps, and I can confidently say that Mint is a standout choice for budgeting enthusiasts. Mint's prowess lies in its seamless integration of financial accounts, allowing real-time tracking of expenses. The app provides a comprehensive overview of your financial standing, aiding in both budget creation and spending analysis.

Tracking spending and creating budgets are just the tip of the iceberg with Mint. The app goes beyond by offering insights that help users identify spending trends, ultimately contributing to smarter financial decisions. The accessibility of Mint through both online and mobile platforms adds to its convenience, facilitating a thorough examination of your finances anytime, anywhere.

Now, let's talk about the comparison between Goodbudget and Mint. Goodbudget employs a straightforward envelope system for expense tracking but relies on manual input rather than linking to financial accounts. While lacking the real-time tracking feature, Goodbudget compensates with a free version and a paid subscription offering unlimited envelopes. It's a viable option for those who prioritize security and control over account credentials.

Moving on to PocketGuard, it shares similarities with Mint, linking to financial accounts for real-time tracking. The automatic upload of purchases, bill tracking, and various tools make it a robust alternative. Although the paid version is pricier than Mint's, some may find it justifiable due to PocketGuard's user-friendly interface and flexible financial goal setting.

Lastly, Honeydue takes a unique approach by catering specifically to couples. It fosters financial transparency and trust by allowing shared viewing of bills and budget planning. Much like Mint, Honeydue links to multiple financial accounts for real-time tracking, ensuring both partners stay informed. The app's free nature, coupled with features like individual financial goals, makes it an appealing choice for couples navigating financial matters.

In a nutshell, Mint stands out among free budgeting apps, offering a robust suite of features for both beginners and pros. Its real-time tracking, insightful analysis, and accessibility make it a top contender in the realm of personal finance apps.

Mint Budgeting App Review 2023 (2024)


Is Intuit Mint being discontinued in 2023? ›

Mint, a budgeting app acquired by Intuit in 2009, is shutting down as of Saturday, March 23, 2024.

Is Mint a trustworthy budget app? ›

Mint is a personal finance app that is safe to use. The company has safety features including multi-factor authentication and security scanning tools to keep your account and personal data safe. Does it cost money to use Mint? Mint is free to use and includes many useful features.

Is Mint going away in 2024? ›

As of right now, Mint is going away at the end of March 2024. This was moved out from the end of December 2023, and this may change yet. Take advantage of these next few months to set up a new budgeting service while still being able to look back at the Mint interface you're used to and match things appropriately.

Why is Mint being discontinued? ›

Monarch's chief executive and co-founder, Val Agostino, said that it did not make sense for Intuit to continue to invest in both Mint and Credit Karma given the significant cost of running data-aggregation and personal finance apps. “Mint has always been a money loser,” Mr.

What is replacing Mint app? ›

Mint was a regular on almost every best budgeting app list (including ours). But on March 23, the popular app shut down, leaving millions of people in need of a new budgeting tool. Intuit -- the company that owned and operated Mint -- encouraged people to switch to Credit Karma, which it acquired in 2020.

What are the disadvantages of Intuit Mint? ›

Disadvantages of Intuit Mint

Mint is a free app, but it makes money by displaying targeted ads for credit cards and other financial products. Unfortunately, there's no option to remove the ads from the web version. You can only pay for an ad-free experience on the Mint mobile apps.

Why is Mint Mobile shutting down? ›

What's happening to Mint? In its announcement, Intuit said the company is “reimagining Mint” as a part of Credit Karma, also owned by Intuit. Users will no longer have access to their Mint accounts on March 23, 2024, or sooner if they choose to migrate to the Credit Karma app before that date.

Is it safe to link my bank account to Intuit Mint? ›

Is Mint a safe app? Yes. Intuit, Mint's parent company, employs the latest security and technology measures to keep its customers' personal and financial information safe. Security measures include software and hardware encryption and multifactor authentication.

Is it safe to link Mint to bank account? ›

Millions of users trust Mint with their information. That's because Mint uses the same 128-bit SSL encryption and physical security standards as your bank. Mint is also verified and monitored by online security experts at TRUSTe and VeriSign, among others.

Does Ryan Reynolds own mint mobile? ›

Ryan Reynolds's Mint Mobile was bought by T-Mobile for $1.35 billion. Ryan Reynolds has assumed many guises since he shot to fame in the 1990s. And while the Deadpool star has become a widely recognized actor, he's also become closely associated with his two brands—Aviation Gin and Mint Mobile.

What can I use instead of Mint budget? ›

8 Mint alternatives
Budgeting AppCostLinks to accounts
Quicken Classic$3.99 to $8.99 a month; all products now 50% offYes
Simplifi by Quicken$2.39 a month; 50% discountYes
Rocket MoneyFreeYes
4 more rows

Will Credit Karma be like Mint? ›

Will Credit Karma have the same budgeting functionality as Mint? Credit Karma does not currently provide budgeting features the same way that Mint has in the past. We know that many Minters love our budgeting features, so we understand this may be disappointing.

Is Intuit getting rid of mint? ›

1, 2024, users will no longer be able to use the Mint app; here are your alternatives. Mint has long been revered as one of the best budgeting apps on the market. But as of Jan. 1, 2024, the platform will be shut down and users will need an alternative for their money-tracking needs.

Is Mint going out of business? ›

The popular budgeting app Mint is going away on March 23. Intuit says app users can transition to Credit Karma, but it won't have the same budgeting features. If you used Mint to make budgets, here are seven alternative options.

Why did Mint fail? ›

The original personal finance dashboard,'s relatively meager ARPU of $2-$3 proved “they had the wrong business model”, said product manager and Monarch Money CEO Val Agostino—giving the product away for free and monetizing off referrals .

Is Mint Intuit shutting down? ›

Intuit Inc. announced that it will shut down Mint on March 23, 2024. The company's decision to discontinue the popular budgeting app could leave millions of users scrambling to find a replacement. Here's what the news means for consumers and what to consider when choosing a new budgeting service.

What will happen to my Mint account? ›

Mint recently announced: “Reimagining Mint as part of Intuit Credit Karma will expand our capabilities,” which is them trying to put a positive spin on the fact that they're shutting down their budgeting app capabilities—and Mint budgeters won't be able to access their budgeting accounts or continue budgeting starting ...

Is Mint Mobile shutting down? ›

Bottom line. By Jan. 1, 2024, consumers will no longer be able to use the Mint app.

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