Budget Starter Version vs Deluxe Version? (2024)

FAQs

What is the difference between Quicken starter and deluxe edition? ›

Best Answer. The Starter Edition only allows users to create a simple, monthly budget. The Deluxe Edition (and higher) allows users to create customizable 12-month budgets. If you're asking, I suggest you go with the Deluxe Edition.

Quicken Starter helps you organize your essential banking information. See all your income and spending in one convenient dashboard.

Quicken Classic Deluxe: Manage all your personal finances

With Quicken Classic Deluxe, you can track all your financial accounts, including banking, credit cards, loans, investments, and retirement accounts.

You can upgrade at any time during your subscription term, but no more than once every 30 days. When you upgrade, the prorate for your original subscription value is added on as additional time to the new subscription. You can redeem an activation code in a retail copy to upgrade your subscription once every 30 days.

Compared to Deluxe, Quicken Mac Starter removes the ability to track loans or investments, and the budgeting is simplified (you can only create a monthly budget, not a yearly one). Also, if you let your Quicken subscription lapse it goes into read-only mode & you can't enter any more data.

No, there can only be 1 Quicken installation. The Quicken software is the same for all versions. It's the Quicken ID that determines what version you're subscribed to.

Quicken Classic Starter offers just the essentials as you start to manage your money. To track investment accounts — including brokerage, IRA, 401(k), 403(b), 529, and even private holdings — consider Quicken Classic Deluxe or Quicken Classic Premier.

In addition to online banking, you'll automatically receive new Quicken features, versions, and services as part of your Quicken subscription, so you'll always have the newest product. To provide you with these new features, a subscription is required. All future Quicken products will also be subscription products.

A downgrade can only be made in the last six months of a subscription term. A downgrade does not prorate. The current membership plan will expire on the original expiration date and the new downgraded plan will begin after that.

Quicken Classic subscription pricing will be updated in 2024. Starter: $47.88/year - an increase of $6. Deluxe: $71.88/year - an increase of $12. Premier: $95.88/year - an increase of $12.

Does Quicken Starter have reports? ›

Quicken enables you to see almost anything you want to with built-in reports.

After your Quicken Membership expires, you will no longer receive updates to the Quicken application. However, you may continue to use the version of Quicken you had at the time your Membership expired to open your data files and, for Quicken Deluxe and above, continue to use Quicken in a manual mode.

Everything in Starter, plus: Connect banking, credit cards, loans, investments, & property. Create a customized 12-month budget and ensure you're spending where you want to be. Project different scenarios for loans & investments and use built-in calculators to plan ahead.

Take control of your finances

Month by month or all year round, create a bundle of budgets for every purpose. Run scenarios to see what you can save on interest & how much sooner you can pay off your debt. Create a plan that works for you, and make your debt history.

Quicken downloads and categorizes your transactions automatically, so you can see how your morning coffee or shopping run stacks up against your monthly budget. Create a simple budget to keep your spending on track, find places where you can save more money, and keep refining it month by month.